UCLA students start at CAPS (Counseling & Psychological Services) in the Wooden Center — your registration fees prepaid it, and same-day crisis triage exists alongside scheduled care. The known shape: brief-treatment model with a session range rather than open-ended weekly therapy, then referral out. Ask the intake question that matters: "What's my session count, and who handles the referral when it ends?"

On UC SHIP (the UC system insurance most students carry)? It's a real PPO — behavioral health through the plan covers off-campus therapists statewide, and CAPS referral coordinators exist to hand you off. Westwood's private-practice fees run LA-typical ($150–250); the student moves are associates at $50–120 →, sliding scale →, and telehealth to anywhere in California — a therapist in Sacramento at a Sacramento price is equally legal →.

Waived UC SHIP onto a parent's plan? Coverage works, but EOB paperwork may reach the policyholder — the confidential-communications fix → takes one form. Aged past parental coverage or money's gone thin: Medi-Cal covers students → and financial aid doesn't block it. After-hours crisis: CAPS runs a 24/7 line for enrolled students, and 988 works for everyone, always.

In crisis? Call or text 988 — free, 24/7.

Sources: UCLA CAPS — counseling.ucla.edu · UC SHIP — ucop.edu · TherapyCalifornia fee dataset, August 2026.