The short answer: HMC has the strongest verified money route in this ranked batch: students can request up to $250 a year for eligible mental-health copays, medication and transportation.¹
Start with Monsour Counseling and Psychological Services (MCAPS) and TimelyCare
Book it: Call MCAPS for an appointment or register for TimelyCare with an HMC email address. The current phone number is 909-621-8202. Open the official service page →¹
Who can use it: Currently enrolled Harvey Mudd undergraduate students. What it costs: MCAPS psychological and psychiatric visits and TimelyCare are free; prescribed medication remains the student’s responsibility.¹
The limit that matters
TimelyCare offers up to 12 scheduled counseling sessions; MCAPS provides brief care without a published numerical cap. This is the fact to confirm again at intake, because staffing and campus rules can change during the academic year.¹
If you need help today
Call MCAPS for urgent help during business hours. After hours: Call 909-621-8202 and press 1 for 24/7 crisis support; Campus Safety is 909-607-2000.²
Medication and longer-term therapy
Psychiatry: MCAPS provides psychiatric services and medication management. When campus care is too short: MCAPS and HMC Wellbeing help students connect with community care when brief services are not enough.²
If you use a parent’s insurance, billing paperwork can disclose that care was used. Read the student privacy and EOB route →. If money is the obstacle, compare Medi-Cal →, sliding-scale care →, and California-wide telehealth →.
Choose the right Harvey Mudd College door
| What you need | Start here | What to say or ask |
|---|---|---|
| Help today | Call MCAPS for urgent help during business hours. | “I need urgent support today.” If you may be in immediate danger, call 911. |
| A first counseling visit | Call MCAPS for an appointment or register for TimelyCare with an HMC email address. | Ask whether intake counts toward the session allowance and when the first clinical visit can happen. |
| Evening or weekend support | Call 909-621-8202 and press 1 for 24/7 crisis support; Campus Safety is 909-607-2000. | Ask whether this is crisis-only, one-time support or a route that can schedule recurring care. |
| Medication | MCAPS provides psychiatric services and medication management. | Ask whether a referral is required, what a visit costs and who handles refills between terms. |
| Weekly, specialized or longer-term therapy | MCAPS and HMC Wellbeing help students connect with community care when brief services are not enough. | Say what matters: specialty, identity, location, telehealth, language, insurance and maximum price. |
Before you spend money outside campus
Campus counseling and outside insurance are separate. Before booking an outside therapist, ask:
- Is this clinician in-network for my exact plan—not just the insurance company?
- What will I owe before and after my deductible?
- Does the plan require a campus referral or prior authorization?
- If the clinician is out-of-network, will they provide a superbill and where do I submit it?
If you use a parent’s plan, ask the insurer how to request confidential communications before the first claim. An explanation of benefits can otherwise show that care was used.
What to ask in the first appointment
- What is my individual-session limit this term or year, and does intake count?
- If I need weekly or specialized care, who starts the outside referral?
- Is psychiatry separate, and does it require a campus or insurance referral?
- What can I use while I am waiting: a group, same-day consultation, or virtual care?
- Will any charge or insurance explanation be sent to someone else?
Verification record
Every campus-specific statement above was read on an official Harvey Mudd College page. Core access facts are due for re-check by 2026-11-22. A missing number is reported as “not published,” never filled from an old catalog or another campus.
Sources
- HMC — Wellbeing resources and reimbursement, read 2026-08-24.
- HMC — Student Opportunity Fund, read 2026-08-24.