The short answer: No separate USD fund guaranteeing reimbursement of outside therapy copays was verified.¹
Start with Counseling Center and TimelyCare
Book it: Call the Counseling Center or register for TimelyCare with a USD account. The current phone number is 619-260-4655. Open the official service page →¹
Who can use it: Currently enrolled undergraduate and graduate students. What it costs: Campus counseling and TimelyCare are free.¹
The limit that matters
Brief, time-limited campus care has no published fixed cap; TimelyCare provides 12 scheduled visits a year plus unlimited TalkNow. This is the fact to confirm again at intake, because staffing and campus rules can change during the academic year.¹
If you need help today
Call 619-260-4655 for urgent help. After hours: The same number connects to a counselor 24/7.²
Medication and longer-term therapy
Psychiatry: The Counseling Center has a psychiatric nurse practitioner. When campus care is too short: The center helps students find community care when brief treatment is not enough.²
If you use a parent’s insurance, billing paperwork can disclose that care was used. Read the student privacy and EOB route →. If money is the obstacle, compare Medi-Cal →, sliding-scale care →, and California-wide telehealth →.
Choose the right University of San Diego door
| What you need | Start here | What to say or ask |
|---|---|---|
| Help today | Call 619-260-4655 for urgent help. | “I need urgent support today.” If you may be in immediate danger, call 911. |
| A first counseling visit | Call the Counseling Center or register for TimelyCare with a USD account. | Ask whether intake counts toward the session allowance and when the first clinical visit can happen. |
| Evening or weekend support | The same number connects to a counselor 24/7. | Ask whether this is crisis-only, one-time support or a route that can schedule recurring care. |
| Medication | The Counseling Center has a psychiatric nurse practitioner. | Ask whether a referral is required, what a visit costs and who handles refills between terms. |
| Weekly, specialized or longer-term therapy | The center helps students find community care when brief treatment is not enough. | Say what matters: specialty, identity, location, telehealth, language, insurance and maximum price. |
Before you spend money outside campus
Campus counseling and outside insurance are separate. Before booking an outside therapist, ask:
- Is this clinician in-network for my exact plan—not just the insurance company?
- What will I owe before and after my deductible?
- Does the plan require a campus referral or prior authorization?
- If the clinician is out-of-network, will they provide a superbill and where do I submit it?
If you use a parent’s plan, ask the insurer how to request confidential communications before the first claim. An explanation of benefits can otherwise show that care was used.
What to ask in the first appointment
- What is my individual-session limit this term or year, and does intake count?
- If I need weekly or specialized care, who starts the outside referral?
- Is psychiatry separate, and does it require a campus or insurance referral?
- What can I use while I am waiting: a group, same-day consultation, or virtual care?
- Will any charge or insurance explanation be sent to someone else?
Verification record
Every campus-specific statement above was read on an official University of San Diego page. Core access facts are due for re-check by 2026-11-23. A missing number is reported as “not published,” never filled from an old catalog or another campus.
Sources
- USD — Counseling services, read 2026-08-25.
- USD — TimelyCare FAQ, read 2026-08-25.